What Employers Need to Know About Health Plan Compliance Federal law prohibits discrimination in employee benefit plans, but not all benefit types are treated equally. While retirement plans have their own complex rules, group health and welfare benefits fall under a separate set of nondiscrimination standards that employers must understand to remain compliant. In this […]

Cost Control Without Cutting Corners For many employers, health benefits represent one of the largest recurring costs, and one of the most opaque. Yet too often, plans are renewed with little scrutiny or strategy. At Parker Insurance, we believe employers deserve a playbook, not just a renewal form. In this guide, we walk you through […]

If your team doesn’t understand their benefits, you’re not actually delivering them. You’re just paying for noise. Employee benefits are one of the most significant investments mid-sized companies make every year. But if the people those benefits are meant to serve don’t know what they are, how to use them, or why they matter, you’ve […]

Industry: AutomotiveClient: Regional dealership and service groupEmployees: 120Timeframe: First renewal cycle with Parker The Challenge A regional automotive group was struggling with steady premium increases and benefits administration headaches. Their broker was reactive, showing up only at renewal, and HR was left to manage compliance questions and enrollment issues on their own. Our Approach Results […]

Open enrollment is the annual window when employees can choose, change, or renew their health benefits for the upcoming plan year. Outside of this period, employees typically can’t make changes unless they experience a qualifying life event (like marriage, birth of a child, or loss of other coverage). For most employers offering group health benefits, […]