Case Study: Automotive Group Gains Savings and Simplicity

Industry: Automotive
Client: Regional dealership and service group
Employees: 120
Timeframe: First renewal cycle with Parker

The Challenge

A regional automotive group was struggling with steady premium increases and benefits administration headaches. Their broker was reactive, showing up only at renewal, and HR was left to manage compliance questions and enrollment issues on their own.

Our Approach

  • Reviewed current policies and compared with market options to find areas of overspend.
  • Worked with carriers to secure more competitive rates and better terms. Used our cost containment measures and alternate funding to ensure that our renewals will be less volatile going forward.
  • Streamlined benefits administration by connecting payroll and eligibility updates. Implemented 360 integration with all technology platforms.
  • Provided bilingual communication materials to help employees understand their options. Provided cross border plans for more affordable options.
  • Scheduled regular check-ins throughout the year to stay proactive, not just at renewal.

Results

  • Secured meaningful savings at renewal while maintaining employee coverage.
  • Reduced the administrative burden for HR by automating routine tasks.
  • Improved employee understanding and enrollment through clear communication.
  • Increased confidence in compliance by putting processes in place for ACA reporting.

Savings: 13% (compared to a 12% national trend increase)
At Parker, we implement policies that level set and don’t have to follow the national trend, creating lower volatility and more predictable renewals over time.

  • If premiums typically rise 12% year over year, a company renewing with no changes would see their total costs go up by about 12%.
  • Parker Insurance regularly saves companies we work with 11–13%. Those savings roughly offset that expected increase.

So instead of paying 12% more, the company’s costs stay essentially flat (or may even decrease slightly, depending on the plan).

In short: Parker’s average savings neutralize the national trend of rising premiums, keeping client costs stable when most employers are seeing double-digit increases.

Hear from the client:

“Parker didn’t just show up at renewal. They helped us clean up our policies, make administration easier, and save money without cutting benefits.”